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Viatical Brokers Services


As a viatical broker we are the intermediary that negotiates on behalf of policyholders to ensure they get the largest amount of money available to them in the secondary market. Our program has been specifically design to make sure that you receive an industry high offer in a quick period of time. The broker advantage program allows our clients to make education decisions that provide the best results.

The Main Advantage - People often ask, Why don't I just work with a viatical funder? Well we always tell our clients there are three major reasons. Here is a breakdown of them all.

Money - It is a fact that working with a viatical broker provides higher offers than working directly with a funder. Here is an example so people understand what we mean. If you knew you were the only person interested in buying something, would you pay as much money as possible knowing that no one else knows or has seen it?

Time - If you were to apply to multiple funding companies you would need to complete an application for each company. You would also need to keep in touch with all of these companies to see the status of your case. This would take a great amount of time and effort. Ideal does this all and more.

Experience - Our full time profession is underwriting and negotiating the sale of life insurance policies. The experience we have shows in the offers we get for our clients. With Ideal working for you, there is an assurance that you will receive the best results possible.

Industry High Offers - We utilize our large volume of cases to your advantage. Many funders count on us for a large portion of their cases. This results in Ideal being able to get clients more money in situations when other companies cannot.

Quick Turnaround - The processes and technology we use to perform underwriting and obtain information are some of the best in the industry. In turn, our clients receive their offers while other brokers may still be getting the information. Also when clients present offers, we make sure to have everything prepared so the closing can be done without technical delays.

No Fees at all - Throughout the United States, you cannot charge a fee to broker  a viatical or life settlement. All brokers provide this level of service, however we take it one step further. As our valued client, we do not let you pay a fee for anything. For example we cover the cost of your postage to send in materials and we will pay the costs if you need to obtain a copy of your life insurance policy.

Non Binding Offers - The law clearly states there is no obligation by the client to accept any of the offers they receive to sell their policy. Still there are some companies that use high pressure tactics when presenting offers. We are the exact opposite, our clients receive their offer and then receive consultation about what may be the best decision for their current situation.

One Simple Application - When a client applies with Ideal all they need to do is complete one simple application to get the process started.

Privacy Protection - Our processes and information are all HIPAA compliant. We insure that your personal and identifiable information is protected and no distributed to any unauthorized parties.

Check out the viatical settlement process so you can have a better idea of why it can take 3-4 weeks to obtain offers.


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